Review of North Carolina State Employees Credit Union
If you are interested in finding out membership information about the North Carolina State Employees Credit Union (SECU) the following article provides some important details.
SECU Call Center PO Box 29606 Raleigh, NC 27626-0606
Call Center Telephone: (888) 732-8562 or (919) 857-2150
Call Center Hours: Monday to Saturday 8AM to 9PM Sunday 1PM to 6PM
Website:www.ncsecu.org
The North Carolina State Employees Credit Union’s website lets people know that they are a cooperative non-profit association. One of the purposes of the North Carolina State Employees Credit Union is to make available to members a credit source at a fair interest rate.
Membership and Eligibility Information:
Some of the many individuals eligible for membership in the North Carolina State Employees Credit Union are spouses, parents, children, and siblings of a current North Carolina State Employees Credit Union member, Public Boards of Education workers, and all North Carolina National Guard members. Click here for a complete list of all individuals eligible for membership in the North Carolina State Employees Credit Union.
Opening An Account:
If you meet the above eligibility requirements for membership, you can be a member by starting a “share account” funded with at least $25. You can download the SECU Membership Information Form online at this link.
Locations:
The website offers an extensive branch and ATM locator where you can search by county or by city. You are also given the option to search for branches and ATMs, only branches, or only ATMs. Click here to find out more details.
Online Accessibility:
North Carolina State Employees Credit Union members have accessibility to their accounts online by using “Member Access”. Some of the many things members can do online include looking at account balances, see monthly statements and checks that have cleared, and order deposit slips and checks.
North Carolina State Employees Credit Union members can pay bills with online “BillPay”. Some of the many features of “BillPay” include the ability to pay any individual or business in the US and the opportunity to schedule recurring payments. For more details about “BillPay” click here.
Some Information About Rates:
A “Share” account earns an interest rate of 1.73% and an annual percentage yield of 1.75%.
A Money Market account earns an interest rate of 3.92% and an annual percentage yield of 4.00%
More rate information can be found by clicking here.
A 30 year fixed rate mortgage has an initial rate of 6.25% and an annual percentage rate (APR) of 6.37%. For more information about the various loans offered by the North Carolina State Employees Credit Union click here.
Credit Cards:
North Carolina State Employees Credit Union members can apply for a “SECU VISA” credit card. The minimum interest rate is 9.75% and the maximum interest rate is 18.00%. The credit card does not have an annual fee.
To find out more information about the credit card offered by the North Carolina State Employees Credit Union click here.
Miscellaneous:
The North Carolina State Employees Credit Union offers members the opportunity to read various newsletters. The newsletters offered are: Grassroots, Golden Living, Money Matterz, and Paw Prints (designed for those members under 12 years of age).
Be sure to check with the North Carolina State Employees Credit Union about any rates, fees, etc. as these are subject to change.
